Phyllis Q. Karavatakis
Carter Bank & Trust has promoted a longtime employee to become president of the Martinsville bank.
Phyllis Q. Karavatakis, who has been employed with Carter Bank & Trust for 38 years, most recently served as executive vice president and chief lending officer.
She received an associate degree from Ferrum College and a bachelor’s degree in business administration from the University of Richmond. She also is a graduate of the Virginia Bankers Association School of Bank Management at the University of Virginia.










