It's time to return to Altria (NYSE:MO) - the reason for it being that the surge in share price since my last article has taken a turn down, to where Altria now trades at a 10.6 P/E, despite its convincing and positive qualities.

Today's market is a rough place. In order to find good potential returns and high yields, investors more often than not are drawn to risky and speculative investments promising high-yield rewards but, at the same time, demanding excessive potential risks.

This makes it not only crucial but necessary for the conservative investor who desires safe dividend incomes to take advantage of every opportunity that the market presents us with.

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